XM is a trading brand of the Trading Point group, operating since 2009, with group headquarters in Limassol, Cyprus. Serves over 15 million clients across 190+ countries.
The group comprises seven regulated entities: Trading Point of Financial Instruments Ltd (CySEC 120/10), Trading Point of Financial Instruments Pty Ltd (ASIC 443670), Trading Point MENA Limited (DFSA F003484), XM ZA (Pty) Ltd (FSCA 49976), XM Global Limited (FSC Belize), XM (SC) Limited (FSA Seychelles SD190) and XM International MU Limited (FSC Mauritius GB23202700). Clients from Kazakhstan are served by XM Global Limited under FSC Belize via the localised portal my.xmkzsite.net.
Platforms: proprietary WebTrader, MT4, MT5, iOS and Android apps with integrated TradingView charts. Instruments cover forex pairs, crypto, stocks (with a dedicated Shares account), indices, commodities, metals, ETFs and bonds.
Five account types: Micro (from $5), Standard (from $5), Ultra Low (from $50), Zero (from $5) and Shares (from $10,000). EUR/USD spreads: 1.6 pips on Standard with no commission, 0.6 pips on Ultra Low, 0.0 pips on Zero with a $3.50 per-lot per-side commission. Leverage up to 1:1000 on the offshore entity; EU and Australian entities are capped by their regulators.
Deposits and withdrawals: Visa, Mastercard and Apple Pay. Crypto is not offered. XM charges no fees on deposits or withdrawals.
Strengths for the KZ audience: full Russian localisation (UI, education, analytics, copy trading, news), with the caveat that legal documents are English-only. Two independent bonus programs: a deposit trading bonus of up to 100% on funded balance (available only on Standard, Micro and Zero accounts — Ultra Low, Swap-Free and Shares accounts are excluded) and the XM Loyalty Program with Bronze / Silver / Gold / Diamond tiers and XMC tokens redeemable for rewards in the Marketplace. Plus: integrated Trading Central analytics, free VPS subject to trading-volume requirements.
