XM

Regulation

The Trading Point group holds licences from seven regulators. Clients from Mexico are served by XM Global Limited under licence FSC Belize 8557558 (Securities Industry Act 2021). Mexico has no dedicated retail-CFD regulator: CNBV oversees banks and securities markets but does not cover retail CFDs, and CONDUSEF only handles complaints against entities licensed in Mexico. Escalation for a Mexican client goes through the broker's internal procedure and then the FSC Belize.

Platforms and instruments

Around 1,400 instruments are available across forex, stock CFDs, real shares, indices, commodities, metals, ETFs, bonds and cryptocurrencies.

Account types

• Standard: spreads from 1.6 pips, no commission, lot size 100,000, min trade volume 0.01 lots, multiple base currency options
• Micro: spreads from 1.6 pips, no commission, lot size 1,000, min trade volume 0.1 lots, multiple base currency options
• Ultra Low Standard: spreads from 0.8 pips, no commission, lot size 100,000, min trade volume 0.01 lots, multiple base currency options
• Ultra Low Micro: spreads from 0.8 pips, no commission, lot size 1,000, min trade volume 0.1 lots, multiple base currency options
• Shares: spread per underlying exchange, commission applies, USD base currency only, min trade volume 1 lot

Minimum deposit starts from $5 for retail accounts; Shares accounts require at least $10,000 because of the 1:1 leverage requirement. Conditions per specific instrument are shown in the Personal Area when opening a new account.

Leverage on the FSC Belize entity:

Deposits in any currency are automatically converted into the base currency of the trading account.

Payments for clients from Mexico

OXXO and Bodega Aurrera are cash payments at retail chain locations. Withdrawals follow XM's Matching Rule: the exact amount deposited via a specific method is first returned to that same source. Any remaining balance (profits or extra margin) can then be withdrawn through any available method listed under Funding. XM charges no fees on deposits or withdrawals.

Localisation and support

The XM website and educational materials (XM Webinars, market analysis, Trading Central) are available in Spanish. The Personal Area and trading platforms themselves remain in English. Support runs 24/7 in several languages including Spanish through Live Chat and email. The global phone line is +501 2236696 and +501 2279421 (Belize, available 24/7); no dedicated Mexican number is published.

Bonuses and programs

• 100% deposit bonus up to $100: limited-time offer for new clients
• XM Loyalty Program: Bronze, Silver, Gold and Diamond tiers; XMC token accrual redeemable for rewards in the Marketplace
• Copy Trading: in-house copy-trading service, copying trades from signal providers via the XM app
• Trader Contests: regular demo contests and paid tournaments with prize pools; entry fee and pool are listed on each tournament card
• Trading Central: integrated market analytics
• Free VPS: subject to trading volume requirements

Public sources

No regulatory fines against XM have been recorded.